Terms of Use

Acceptance

By using seniorsunionus.com you agree to these terms and to our Privacy Policy. If you do not agree, please do not use the website. You agree to use the site only for lawful purposes and to provide accurate information about yourself if you submit a form.

What this website is

Seniors Union US is a website owned and operated by Adcentral, LLC, an advertising company that operates as an insurance matching service. References to "we," "us," and "Seniors Union US" in these terms mean Adcentral, LLC. Based on the information you provide, we route your call or request to third-party licensed insurance agents and agencies we work with, and we are paid for that referral. We are not an insurance company, insurance agency, or licensed producer, and we are not connected with or endorsed by the United States government, the Centers for Medicare & Medicaid Services, the Social Security Administration, or the Medicare program. We are not a labor union, membership organization, or advocacy group.

Informational content only

Content is general information for a broad audience and is provided "as is" and "as available." It is not legal, tax, financial, medical, or insurance advice, and it is not a substitute for guidance from a licensed professional about your circumstances. We do not warrant that content is complete, current, accurate, or suitable for you, and we may change or remove it at any time. Using this website does not create an agent-client, fiduciary, or professional relationship.

No insurance transaction

This website does not sell, solicit, negotiate, underwrite, issue, or administer any insurance policy or Medicare plan, and nothing on it is an offer or quote. Any application, enrollment, or purchase happens directly between you and a licensed agent, agency, or carrier. Eligibility, pricing, benefits, and plan terms are determined solely by the carrier under its own rules, and availability varies by state.

Advertising and compensation

We are compensated by partners when visitors are connected with them, which may influence which offers and contact options appear and in what order. See the advertising disclosure below.

Third parties and links

This site links to and connects visitors with third parties. We do not control and are not responsible for their content, products, licensing, privacy practices, or conduct, and we do not endorse or guarantee them. Your dealings with any third party are solely between you and that party. Third-party names and marks belong to their owners.

Intellectual property

The content, design, and marks on this website are owned by Seniors Union US or its licensors and may not be copied, republished, or used commercially without permission.

Disclaimer of warranties and limitation of liability

To the fullest extent permitted by law, we disclaim all warranties, express or implied, including merchantability, fitness for a particular purpose, and non-infringement. To the fullest extent permitted by law, Adcentral, LLC and its owners, officers, and contractors are not liable for any indirect, incidental, consequential, special, or punitive damages, or for any loss arising from your use of this website, reliance on its content, or your interactions with third parties. Some jurisdictions do not allow certain exclusions, so parts of this section may not apply to you.

Indemnification

You agree to indemnify and hold Seniors Union US harmless from claims arising out of your use of the website or your violation of these terms or applicable law.

Changes, governing law, and contact

We may update these terms and will revise the date above when we do; continued use means you accept the change. These terms are governed by the laws of the United States and the state in which Adcentral, LLC is organized, without regard to conflict-of-law rules. Questions: contact@seniorsunionus.com.